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Good morning, Christian.
Connecting to your desk…
Do today
Full ledger →Tap the circle, then tap again to mark done — it clears the engine's 8am nag. Undo stays available for a few seconds.
Deals
Acquisitions desk
Clears the gate
underwritten from county sales + MLS activesOffer desk
every scored listing · target buy vs askMarket bands
$/sf by community · dated → renovatedLeads
Master tracker is the Google Sheet
Overdue first. Call and email use the contact on file. Edits happen in the master sheet — this view refreshes every minute from your desk.
MLS
BeachesMLS · your flexmls client portal · Preferred Residential Properties
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If the portal asks you to sign in, sign in once inside the frame. Quick searches rewrite the portal's own filter, so anything it can search, these chips can too.
Numbers
Run it live with the client · print or copy the summary when you're done
Mortgage Calculator
Live client walkthrough · taxes, insurance & down payment auto-calculate off purchase price
🏠 Purchase Price
$
💵 Down Payment auto 20%
%
$
🏦 Loan Terms
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%
PMI applies on conventional loans under 20% down. FHA carries MIP regardless. VA has none.
🧾 Taxes, Insurance & HOA
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% of purchase price
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per year
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% of purchase price
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per year
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%
📅 TOTAL MONTHLY PAYMENT
$0
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Principal & Interest
$0
Taxes
$0
Insurance
$0
HOA
$0
PMI
$0
Loan Amount
$0
💰 Cash to Close estimate
Down Payment$0
Est. Closing Costs$0
Cash Needed at Closing$0
Excludes seller credits, prepaids beyond the closing-cost estimate, and lender-specific fees. Confirm with the lender's Loan Estimate.
📊 Loan Summary
Home Price$0
Down Payment$0
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Payoff Date—
💡 Affordability Snapshot
Recommended gross income (28% rule)$0/mo
Max with 36% DTI$0/mo
Annual income needed$0/yr
Rule of thumb: housing payment should be ≤28% of gross monthly income; total debts ≤36%.
⚖️ If They Put Down…
| Down | Cash to Close | Loan | Monthly |
|---|
📉 If the Rate Is…
| Rate | P & I | Monthly | vs. Now |
|---|
Estimates for discussion only — not a loan commitment or an offer to extend credit. Taxes default to 2% and insurance to 0.5% of purchase price; actual millage, non-homestead assessments, wind/flood coverage and HOA dues vary by property. Buyers should rely on their lender's Loan Estimate.
Deal Analyzer
Investment property analysis · ROI · Cash flow · Cap rate
🏠 Property Details
💵 Purchase & Financing
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$
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$
🏘️ Income & Expenses (Monthly)
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%
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%
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$
⚡ DEAL RATING
Monthly Cash Flow
$0
Annual Cash Flow
$0
Cap Rate
0%
Cash-on-Cash
0%
GRM
0
DSCR
0
💰 Financing Summary
Loan Amount$0
Down Payment$0
Closing Costs$0
Rehab Budget$0
Total Cash Needed$0
Monthly Payment (P&I)$0
📈 Income vs Expenses
Effective Gross Income$0/mo
Total Operating Expenses$0/mo
Net Operating Income (NOI)$0/mo
Mortgage Payment$0/mo
Net Cash Flow$0/mo
🏗️ Fix & Flip Analysis
ARV$0
All-in Cost$0
Estimated Profit$0
Profit Margin0%
70% Rule Max Offer$0
Max Allowable Offer (MAO)$0
Commission Calculator
Know your take before you close
📝 Deal Details
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%
%
50%80%100%
$
%
Your Net Commission
$0
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💸 Full Breakdown
📅 YTD Goal Tracker
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$
Buyer Qualifier
Instantly calculate what your client can afford
💼 Income & Debts
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$
$
🏦 Down Payment & Loan
$
$
$
$
Max Purchase Price
$0
Comfortable range: $0 – $0
📊 Qualification Breakdown
🏡 Price Scenarios
💡 PBC Context
Ledger
Physical-world hand-offs from the engine